Progressive FL Car Insurance Review
The Progressive Corporation was founded in 1937 as an automobile insurance company. In total, the company has over 11 million policies, which are handled by over 30,000 independent insurance agents located throughout the Unites States. Along with Allstate, GEICO, State Farm and Farmers Insurance Group, they are one of the largest automobile insurers in the country.
Progressive has made its name partly based on its marketing focus, which is devoted to offering potential clients competitors’ quotes as well as their own. This is one of the many ways in which Progressive has indeed attempted to be “progressive” or forward looking. The company was the first insurer to sell auto policies over the Internet and the telephone. They added a new wrinkle in 2007 when they started offering pet injury coverage for dogs and cats that are in a car during a crash. This perk is included in Progressive’s collision coverage at no additional charge.
The company has also tried to define itself in the manner in which it handles claims. Progressive, which has a 24/7 claims department, offers Immediate Response Vehicles (IRVs) with their logo clearly displayed. They have a claims office in every metro area and field adjusters for rural regions.
The company also has over 50 service centers located throughout the country that are part of its “Concierge Level of Claims Service.” The service centers are body shops and car dealers that will repair a vehicle damaged by the insured or the insured’s damaged auto. The day following the filing of a claim, a claimant may take their damaged vehicle to one of the centers. If the policyholder is responsible for damage done to another driver’s car, that vehicle will be accepted by the service provider once liability has been established. Progressive will oversee the repair process and claimants can obtain a rental car through the service center.
The patented “Concierge Level of Claims Service” is available at various locations for Progressive’s Florida car insurance policy holders, as are the many other unique products offered by the company. Progressive also covers basic Florida insurance needs, providing collision, comprehensive physical damage and uninsured motorist coverage. Bodily injury and property damage liability, no-fault medical payments for medical expenses and uninsured motorist coverage are all offered.
Various discounts are available to Progressive’s Florida car insurance holders. The company’s E-sign initiative allows new policyholders to immediately save $50 if they sign up online. Those who pay-in-full, practice safe driving and insure more than one vehicle receive discounts. The company’s “Accident Forgiveness” benefit is free to all Progressive clients. Anyone with a car insurance policy with Progressive that holds that policy for four years and remains accident free for three years straight is entitled to “Accident Forgiveness.” With “Accident Forgiveness” if a policyholder gets in an accident after this four-year period, Progressive will not raise his/her rate.
Search our site to get a Florida car insurance quote from one of the most innovative auto insurance companies in the United States. Progressive may be the right fit for you. Be sure to compare its products and prices with other companies before buying.
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