Have you taken care of dwindling medical needs such as medication for your blood pressure or cholesterol? Keeping these medical needs under control can make you appear healthier in the eyes of the insurance company.
Save money on your life insurance premiums by paying annually. Rates can decrease dramatically if you opt to pay in a yearly lump sum instead of monthly.
Find your life insurance policy as early as you can. Rates increase and eligibility decreases as you age, especially if you or your spouse becomes seriously ill.
Do you still need to be paying in to your life insurance policy? If your children are grown and you and your spouse are comfortable for retirement, perhaps you no longer need to grow your insurance policy.
Quit smoking and you will save thousands of dollars over your life. Save even more money by getting lower insurance premiums for being smoke-free.
Consider working out. Better health can save you money on your life insurance costs in Florida when you face the mandatory physical examination.
Have you calculated the exact amount that you would need to provide to support your spouse or children when purchasing life insurance? Take advantage of online calculators to better make a decision about the amount of your policy. The Life and Health Insurance Foundation for Education provides an online calculator for your benefit.
Never disclose your personal information to insurance agents that are not licensed with the state of Florida. According to the National Insurance Fraud Bureau, insurance fraud costs Floridians 30% on their life insurance premiums.
Did you request a prospectus when you purchased your life insurance policy? Florida insurance agencies must provide a prospectus, upon request, which is a summary of the investment you are buying.
Did you receive a 10-day trial period to make a final decision about your new life insurance policy? In Florida it is mandatory to offer the buyer a 10-day trial of their new life insurance product.
Are you in the military, or are you an engineer or doctor? Check and see if your profession or military career can offer you a discount on your auto insurance in Florida.
Do you have a stellar student at home? Save money on your auto insurance policy in Florida when your student has a 3.0 GPA or better.
Don’t believe everything they tell you. Florida does not permit auto insurance agencies to require any coverage policies beyond Personal Injury Protection and Property Damage Liability.
Drive safely! You will save on your auto insurance in Florida and in every other state if you have a clean driving record.
In Florida you have the right to cancel and change your auto insurance policy at any time. Shop around every few months to ensure the best deal.
