Florida Auto Insurance Tip #20: Military Discount

September 5th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Are you in the military, or are you an engineer or doctor? Check and see if your profession or military career can offer you a discount on your auto insurance in Florida.


Florida Auto Insurance Tip #19: Good Grades

September 4th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Do you have a stellar student at home? Save money on your auto insurance policy in Florida when your student has a 3.0 GPA or better.


Florida Auto Insurance Tip #18: Don’t Believe What They Tell You

September 3rd, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Don’t believe everything they tell you. Florida does not permit auto insurance agencies to require any coverage policies beyond Personal Injury Protection and Property Damage Liability.


Florida Auto Insurance Tip #17: Drive Safely

September 2nd, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Drive safely! You will save on your auto insurance in Florida and in every other state if you have a clean driving record.


Florida Auto Insurance Tip #16: Cancel Any Time

September 1st, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

In Florida you have the right to cancel and change your auto insurance policy at any time. Shop around every few months to ensure the best deal.


Florida Auto Insurance Tip #15: Use Your Good Credit

August 31st, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Paying your bills on time can make you a better driver in the insurance companies eyes and give you a lower auto insurance premium in Florida. Good credit scores are rewarded with lower policy rates.


Florida Auto Insurance Tip #14: Compare Online

August 30th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Take the time to compare Florida auto insurance quotes online. In seconds you can save hundreds of dollars by viewing all available competitive prices.


Florida Auto Insurance Tip #13: Buy a Used Car

August 29th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Buying a certified pre-owned or used vehicle can grant you a lower rate in your auto insurance premiums in Florida. A used car costs less for the insurer to replace in the event of a total wreck or theft.


Florida Auto Insurance Tip #12: Make Your Car Safer

August 28th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Another way to save money on your auto insurance rate is to make your car safer. Add anti-theft devices, full front seat airbags or other safety options and receive a lower policy rate.


Florida Auto Insurance Tip #11: Raise Your Deductible

August 27th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Save money in monthly premiums by opting for a higher deductible on Florida auto insurance. You may pay more in the event of an accident, but you are more likely to save from the monthly reduction.


Florida Auto Insurance Tip #10: Accident Compensation

August 5th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Florida’s auto-insurance requirements can also save time and money in the event of a car accident, no matter who is at fault. Both parties must request compensation from their own insurance company, decreasing wait time for reimbursement and repairs.


Florida Auto Insurance Tip #9: Get Out of the City

August 5th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Living outside of the city can help save you money off your auto insurance policy in Florida. City drivers face traffic, more accidents and car thefts that all hike up policy rates.


Florida Auto Insurance Tip #8: Attend Driving School

August 5th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

In Florida, avoid auto insurance penalties by attending driving school after receiving a violation. Only a few hours of traffic school can save you hundreds of dollars off your auto insurance.


Florida Auto Insurance Tip #7: Save With No-Fault

August 5th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Florida’s no-fault policy can actually save you time and money when involved in an accident. Legal fees and time spent in the courtroom can be avoided with the limitations placed on legal action in car accidents.


Florida Auto Insurance Tip #6: It Takes 90 Days

August 5th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

It only takes 90 total days within the state to constitute the need for insurance coverage. If you live outside of Florida for the majority of the year, you still need to purchase Florida auto insurance for your automobile.


Florida Auto Insurance Tip #5: Use a State Licensed Agent

August 5th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

If moving to Florida, you will need to have your auto insurance policy provided by a Florida insurance agent from an insurance company licensed by the state. Without Florida issued auto insurance, you could face driving suspension and costly reinstatement fees.


Florida Auto Insurance Tip #4: Add Bodily Injury Liability

August 5th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Bodily Injury Liability insurance can provide you and your family members with support through the most tragic driving catastrophes. This type of insurance covers the cost of injury to others while driving and also provides legal representation—no matter which member of your family is driving and even if someone else’s car is being driven.


Florida Auto Insurance Tip #3: Don’t Be Caught Without It

August 5th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

Don’t be caught without auto insurance in Florida. Each tag holder is required to have $10,000 in Personal Injury Protection coverage and $10,000 in Property Damage Liability coverage.


Florida Auto Insurance Tip #2: Renew After Three Years

August 5th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

If over the age of 55, your discounted auto insurance rates are only valid for three years. Secure your discount by not being involved in an accident to which you are at fault and do not be convicted of a moving traffic violation.


Florida Auto Insurance Tip #1: Over 55 Discount

August 5th, 2008 FL Insurance Posted in Florida Auto Insurance Tips No Comments »

If you are over age 55, the state of Florida provides you with a discount on all auto insurance premium rates. Become eligible by successfully passing a motor vehicle accident prevention money course to instantly save money.