Quote FL Insurance Blog

Humana-One has tailored health insurance programs specifically for Florida residents, keeping it simple with three basic plans to choose from. Their website is user-friendly, making it easy to find information about their variety of health insurance plans within seconds. Humana-One’s “Plan Pointer” is an online tool that can help assist consumers in finding the right plan for their health needs. Their site also offers transparency tools such as “Compare Hospitals”, the “Cost Estimator” and “Physician Profile” which can help you make service decisions before selecting a provider.

Humana-One offers Florida residents three personal health insurance plans to choose from, each catering to different healthcare needs. All three plans have various options available to truly fit the plan to your lifestyle.

Humana-One Portrait
This program provides benefits similar to those provided by an employer-based group health care plan. This program is designed to minimize health risks and offers personalized service. In this plan, there is an extensive PPO network that may include doctors and healthcare providers that you already use. They pay for 80% of in-network medical costs and emergency room visits while paying 100% of routine in-network doctor’s visits and pharmacy costs after co-payments and deductibles have been reached.

Humana-One Autograph
This program is designed to be a very personalized package, allowing you to find the right combination of benefits and features. This is also designed for those with new families and new careers. Autograph can be combined with a health savings account to provide savings in tax benefits. You can choose from either 80% or 100% cost coverage after deductible.

Mg Monogram
The Monogram program is designed for those who want minimal coverage and low payments—a “just in case” plan. This is perfect for recent college graduates or those who rarely visit the doctor. Once the deductible is reached, they pay 100% of in-network costs and include benefits for preventative care and prescription medications.

Humana-One also offers discounts for members, which can save you hundreds throughout the year. They offer discounts on eye-care and vision services, including a 35% discount on frames. You can save up to 25% on OTC and prescription medications and save 30% on natural medical services such as acupuncture and chiropractics.

One of the benefits of Humana-One is its nation-wide coverage. Across the US, Humana-One has 350,000 medical providers, 3,000 hospitals and 50,000 pharmacies. If you move to another participating state, you can keep your coverage. This is beneficial to Floridians that do not spend their entire year in state.

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