Quote FL Insurance Blog

United American Insurance Company started in Texas in 1947 and now operates in 49 states and in Canada. After Medicare was put in to law in 1966, United American started to focus on the individual health market and senior citizens. They are the nation’s leading writer of Medicare supplements. United American focuses on the uninsured and underinsured, offering supplemental products for those who cannot afford a traditional heath insurance plan.

United American Insurance Company has received a “superior” rating from A.M. Best and according to Standard & Poors has “very strong” financial strength. United American offers individual policies, supplemental health policies, life insurance, Medicare supplements and annuity products. In 2007, United American processed over 2 million claims.

United American Insurance has various plans that cater to an individual’s or family’s age, health and financial needs. You can choose from plans such as the FlexGuard Plus Hospital and Surgical plan for consumers up to age 63; individuals or families. With this plan you can choose the financial benefit level and also added enhancements such as covered physicians charges, critical illness benefit or cancer coverage. Other plans for those under 63 years old include the Good Sense Plan Hospital and Surgical, HSXC Hospital and Surgical, the UA 250 Accident Compensation plan and the SHXC Hospital and Surgical plan. For those of more specific ages, choose from the MMXC Hospital and Surgical, the HealthGuard Critical Illness and the Cash Benefit Cancer Plan. United American also offers nine of the fourteen standardized Medicare Supplement policies.

If you are critically ill or have cancer, United American carries a Supplemental Cash Benefit Cancer Plan as well as HealthGuard Critical Illness Insurance. Both plans are written upon proof of first diagnosis and pay between $10,000 and $50,000 to be used at your discretion. The compensation can go towards medical costs, experimental procedures, travel expenses or even income. The Cancer Cash Plan and the HealthGuard C.I. are policies that pay in addition to other coverage.

All products have guaranteed renewal, flexible benefits, freedom of choice of health care providers and portability. You can take your health care plan with you if you move to a different state.

United American also boasts about their fast turn around time for claims, which can be crucial to those waiting for compensation. The average turn around time for a Medicare claim is only 4 calendar days! This is a company designed around affordability and customer service.

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