Quote FL Insurance Blog

Choose a long-term care insurance plan that will allow your physician to determine the need of care. Don’t rely on the insurance company to make important decisions about your health.

If you are married, opt to share your long-term care insurance plan. You may be able to draw off each other’s unused shares, which can especially benefit a couple where one partner is chronically ill.

Buy your long-term care insurance policy now. Companies will be more hesitant to cover you after you acquire costly illnesses such as diabetes or cancer.

Use Florida’s “Nursing Home Guide” created by the Florida Agency for Health Care Administration to check out a nursing home’s rating. This guide describes any deficiencies in your prospective nursing home within the past thirty months.

Have you deducted your long-term care policy premium? So long as you have a qualified policy in Florida, your premiums may count as medical expenses that are deductible.